Cerebral Palsy Life Insurance

Is cerebral palsy insurable for life insurance. A health insurance policy is a contract between an insurance company and a policy holder intended to safeguard against high and unexpected health care costs.

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For example spastic cerebral palsy is when muscles are stiff to move and reflexes and range of movement are overstated.

Cerebral palsy life insurance. Life insurance with cerebral palsy what is cerebral palsy. Quick tip want to skip the article and find out if you qualify. Life insurance approval with cerebral palsy neural disorder cp epilepsy sensory and communication impairments apraxia dysarthria is not a problem.

We know it can be frustrating searching for a life insurance policy with a history of cerebral palsy. Pulse insurance are specialist in finding life insurance solutions for those who have medical conditions which. It is important to remember that every life insurance carrier looks at your health and lifestyle differently.

Cerebral palsy is a disorder that affects a persons control over movement. There multiple types of cerebral palsy depending on the type of movement problem. Cerebral palsy life insurance case study.

Cerebral palsy is lifelong condition with varying degrees of severity and impact on general health. Cerebral palsy and qualifying for life insurance. Finding affordable health insurance for children and adults with long term medical conditions such as cerebral palsy can be a major concern for most parents.

Visit our website for a quick 2 minute answer. A calculation of life expectancy is one way to estimate an average survival time for children with cerebral palsy. Life insurance with cerebral palsy.

This makes any generalisations about the availability of life insurance more difficult. As weve stated before it can often be quite difficult to know for sure if an individual will be able to qualify for a traditional term or whole life insurance policy after theyve been diagnosed with cerebral palsy. Mike has over 30 years experience in the special risk life insurance arena.

Finding life insurance when you have cerebral palsy can be quite difficult but as peoples signs and symptoms of the condition vary greatly availability of cover is highly dependent upon the severity of your condition and the effect it has on your overall health. Life insurance with cerebral palsy. Getting life insurance with any medical condition can be a little trickier than without but thats because life insurance companies look at the life expectancy of someone who has a medical condition.

Calculating life expectancy for children with cerebral palsy. Yet with the right care there is no reason a child with cerebral palsy cannot have a high quality productive life. I provided her my cerebral palsy life insurance questionnaire which gathered important details of her case.

Weve helped lots of people with cerebral palsy to apply for life insurance. I recently helped out a 25 year old female who was previously denied by 2 life insurance companies before contacting me.

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