Find Life Insurance Policies Deceased Person
Finding a life insurance policy of a deceased family member can be done once you know where to look. Life insurance can cover the costs of burial services.
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How to find a group life insurance policy.
Find life insurance policies deceased person. If the deceased persons life insurance coverage came from an employer sponsored group policy youll need to contact their employer to claim the death benefit. It can also reduce the. These five steps will help you find out how to search for a life insurance policy and make a claim if youre entitled to the money.
Just because a person didnt tell you they had a life insurance policy doesnt mean there is not one and you should try your best to find it as soon as possible so that any assets in the policy do not get used up in paying premiums. 15 ways to find life insurance policies for a deceased person. The naic can assist consumers in locating life insurance policies and annuity contracts of a deceased family member or close relationship.
You must do your best to find out if there are any existing insurance or financial benefits that the dependents should be entitled to. Call the deceased persons homeowners and auto insurance agent to find out if that agent also sold life insurance to the decedent. This is why when relatives pass away.
However some individuals may neglect or forget to mention that a life insurance policy exists before they are gone. How to find out if someone has a life insurance policy. To search for insurance policies for your deceased relative this is what you should do.
To find life insurance policies for a deceased person start by looking through their records and files. You have to look for the policy yourself. This can create problems for family members who will then need to try and search for information for the policy.
If you cant find any policy numbers that way ask an insurance agency that handled their auto car etc insurance to see if they purchased their life insurance there as well. When a request is received the naic will. We are the only place in canada that helps you search for a lost life insurance policy of a deceased.
Many employers offer term life insurance as part of their benefits package which is called group life insurance. Ask participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased. If you cant find the life insurance policy of a deceased relative youve probably checked the obvious places desk drawers file cabinets maybe even under the mattress.
If you cant find it you must have evidence that a policy exists. If you are trying to figure out which insurance company now holds your old policy click here before we can search for a policy. When a loved one passes away one crucial task is handling financial affairs and funeral arrangements.
While youre at it also contact present or prior lawyers accountants and other financial professionals who could have information about the deceased persons life insurance policies.
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